Senior consultants with an average of more than 25 years of experience serving the public sector. That’s the CMC difference. We’re innovative and independent, seasoned, creative and technically proficient. We believe governmental clients deserve thought leaders who also are dedicated to client service. That’s the CMC promise: providing you the advice to help your benefit plans thrive.

We are the retained actuary and health care consultant for statewide and municipal retirement systems and health care plans. In fact, we work only for state and local government pension and benefit plans.

Philosophy & History

CMC was founded to offer state and local governments the experience and dedication they deserve in retaining actuarial consulting services for their employee pension and benefit plans.  Our capabilities are well recognized by the public sector benefit plan community, as evidenced by our substantial client list. 

In 2005, Tom Cavanaugh and Ed Macdonald realized that increased competition was needed among actuarial consulting firms that specialize in public sector work.  So, Cavanaugh Macdonald Consulting, LLC. was formed.  With the help of Cathy Turcot, Alisa Bennett, Todd Green and Ed Koebel, the firm was successful from the start with an organizational structure that allowed flexibility to meet client needs and provide a high level of client/staff interaction.

Since 2005, CMC has hired several outstanding and well known actuaries in the industry, including John Garrett, Patrice Beckham and Larry Langer who provide CMC with a strong ability to effectively communicate actuarial matters to Boards, staff and other constituents.

At the end of 2014 after a 40-year career in the public sector arena, Tom Cavanaugh retired to Hilton Head, South Carolina.  And as of September 1, 2019, after a 30+ year career, Ed Macdonald has retired to Florida. 

CMC is staffed by seasoned consultants who have dedicated their entire careers to serving public sector pension plans.  Therefore, we are excited to announce that the seven Principals of the firm will continue the legacy that Tom and Ed left at CMC, providing innovative, creative and technically proficient advice to help benefit plans thrive in the future.  The seven Principals are:

  • Patrice Beckham
  • Ed Koebel
  • Alisa Bennett
  • Larry Langer
  • John Garrett
  • Cathy Turcot
  • Todd Green


These seven consultants average more than 29 years of experience serving public sector benefit plans.  Their expertise and knowledge is as great if not greater than any of our competitors.  They serve as the retained actuary for multiple statewide and municipal retirement and healthcare plans across the country and are very well known in the industry.

While all seven consultants will lead CMC into the next decade, Ed Koebel will serve as the Chief Executive Officer and Todd Green and Alisa Bennett will serve as Presidents on the Board of Managers.